1. Overview
Smartsuper provides Dealer Groups with a comprehensive range of solutions to the Self Managed Superannuation Fund needs of both their clients and their advisers.
Our solutions can be provided in either a co-branded or white-labeled manner depending on your needs.
Dealers need to be completely satisfied that any products, or services, they recommend to their clients, meet their stringent compliance, with due diligence requirements and reflect the quality of the service they provide.
Smartsuper is a professional superannuation fund administrator - that is all we do. We do not advise on specific products or investment strategies. What we can do is enhance the level of knowledge of advisers and provide them with a range of tools and services to make the whole self managed superannuation fund area easier for them and yourselves.
To discuss your needs in greater detail please contact our client services team on 1300 138 348
2. Our Credentials
Smartsuper holds Australian Financial Services Licence 247120 which enables us to provide financial product and deal in superannuation.
Regulator Relationships
We have excellent relationships with:
- The Australian Taxation Office - we are a member of their Superannuation Consultative Committee, the Superannuation Funds Working Group and the Super Simplification Working Group for SMSF Administrators.
- Treasury - we were part of the Treasury team drafting the Superannuation Simplification Legislation.
These relationships enable us to resolve any compliance issues funds may have with a minimum of fuss and ensure we understand what is in the minds of the legislators as opposed to just what the legislation says.
Our partners
We have specifically chosen to align ourselves with professional organizations to provide any outsourced services so that dealers can take comfort in any advice or services they provide:
- PriceWaterhouseCoopers, who provide our actuarial service
- Freehills, who provide our Deed Service
- Ure Lynam, who provide our Audit Service
Our clients
As testimony to the professionalism of our services we have been chosen by such major financial institutions as Commonwealth Bank, Citigroup, Hillross, HSBC, UBS, Bell Potter and Macquarie Bank to provide superannuation services.
3. Fund Solutions
Fix it Service
This is a fee based service based on time and need - you hand over a fund with issues to be "fixed" and then be handed back to you. It includes such services as:
- Take on a non complying fund and fix it (if possible)
- Bringing messy funds up to date
- Implementing strategies and doing the paperwork
Download our Fix it Service Information Sheet
Establishment Service
This is a fee based service which provides you with a fully established superannuation fund including establishment minutes and other documentation. This service includes:
- Provision of a Product Disclosure Document
- Organizing the trust deed
- Preparing establishment Minutes, application forms, trustee acceptances etc
- Providing binder for trustees
- Providing appropriate establishing documents - ATO & trustee
- Establishing Corporate Trustee (if required) - complete ASIC work as required
- Establishing Cash Management Trust account (if required)
- Complete rollovers from other funds to fund's bank account
- Advising when complete and handing back to you
Download our Establishment Service Information Sheet
Full Administration
This removes all the administration and compliance headaches from you and hands them to a professional administrator, thereby freeing you to concentrate on maximising the return on your investments. Click here (link to what we offer) for a full list of the services included.
Download our Full Administration Service Information Sheet
Download our Application Forms and Product Disclosure Statement
4. Dealer Solutions
Technical Strategy Assistance
If required, we can act as an additional resource for your own technical team. This is a fee based service based on time and need - you ask a question and receive a response. It includes such services as:
- Preparation of Statement of Limited Advice for client relating to the technical structuring of their fund, whether in accumulation or pension mode - what to do and how to do it.
- Calculation and implementation of pensions, multiple pensions, multiple account types and components
- Death or Divorce
Download our Technical Strategy Assistance Information Sheet
Seminars
Smartsuper regularly runs seminars for clients of advisers to assist them:
- Inform their clients on superannuation topics of interest
- Provide legislative updates
- Inform clients of the latest strategy planning opportunities.
For more information please contact Smartsuper client services on 1300 138 348
Training
To supplement your in-house training, Smartsuper can create customized training courses for your advisers specifically targeted at building on their technical knowledge of superannuation in general so they can create effective strategies specifically for Self Managed Super funds
The General comment we get from attendees at our courses is "I thought I knew a lot about super until I attended the Smartsuper course"
For more information please contact Smartsuper client services on 1300 138 348
Marketing Tools
Smartsuper has a range of presentation materials and documents available to assist advisers:
- Inform clients of the advantages of running their own fund
- Assist advisers promote self managed super solutions to their clients
For more information please contact Smartsuper client services on 1300 138 348
5. Delivering Method
Co-Branding
This is the easiest solution for dealers and the quickest to implement. Once we have agreed on the relevant pricing for the service (dealer component and advise component) we create a co-badged PDS for advisers to use.
Any additional materials carry our logo (although you may wish to co-badge the client's welcome folder).
For more information please contact Smartsuper client services on 1300 138 348
White Label
This solution gives the dealer complete control over the look and feel of the service offered by takes a lot longer to implement as all our internal documentation, systems and reports have to be customised to show your branding. This is not a cheap exercise and any changes are at your cost.
While we provide draft materials for you to customise to your standards, we find that a major element in the time it takes to implement is getting approval from your legal department for binding, content and disclaimers.
For more information please contact Smartsuper client services on 1300 138 348